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YOUR HEALTH CARE BENEFITS

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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.

Doctor and Patient

About the Health Fund

The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.

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The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.

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Important Resource

on UTI's from Better Health

In the midst of all the hustle and bustle, we can easily lose site of our own personal wellness. At Better You, we want to support your health all throughout the year.

UTI's are no fun and can lead to dangerous and even life-threatening concerns. Please take a moment to review this important resource.

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Retiree Subsidy Program Changes

The Board of Trustees are pleased to be able to extend the Retiree Subsidy Benefits for an additional 12 months for a maximum of 72 consecutive months. Also, the maximum reimbursement amount is now up to $500.00 from $425.00.  

Medical Information

Medical Benefits

Your medical benefit network is provided by Florida Blue, to locate a participating primary care physician in the Blue Options network, please call     1-800-664-5295 or visit their website at www.floridablue.com 

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For your
well-being

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Friends
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Monthly Newsletter

Nurturing Relationships for a Happier Life

Let's explore how meaningful connections enhance well-being and personal growth. This newsletter offers practical tips on communication, trust, and support to help you strengthen and maintain fulfilling relationships.

What is Hygge Style?

Discover the Danish concept of Hygge, a lifestyle focused on coziness, comfort, and simple pleasures. Explore how to create a warm, stress-free space through small, intentional acts that enhance well-being and happiness year-round

Living Well on Unconventional Hours: Tips for Work-Life Balance.

Working late nights, early mornings, or irregular hours can make it tough to maintain a healthy work-life balance. Discover how to thrive both at work and at home, no matter how unconventional your hours may be.

Thursday, April 3rd from 1:30 pm - 2:15 pm Eastern

Life Advisor Well-Being Webinar Library:

On demand webinars focusing on work/life balance issues and remedies.

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A Better You

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Information & webinars for a healthier you...

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HEALTHY ADDITION

PRENATAL PROGRAM

Florida Blue has found some great ways to help give you and your baby the best care available, even before they are born.

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Your Prescriptions Are Now Being Handled By

Sav-Rx

Effective May 1st, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.

 

Watch this area for more helpful information regarding drug coverage through the Health Fund.

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Patient Portal

Get ready to experience a seamless and convenient way to manage your medications.

The Sav Rx portal puts your Pharmacy Benefits at your fingertips!

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Summary Annual Report

The Summary Annual Report (SAR) provides members with important information regarding the Plan. The SAR is required by law to be provided to members by November 15th of each following year.

Loss of Time
Benefit

Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.

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Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician. 

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For a  Loss of Time benefit , you will receive a benefit based on your job classification.

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General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week

R2 & Apprentice 5th Year ~ $ 360.00 per week

R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week

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Learn more about the Loss of Time Benefit here

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Application is available on the Document tab or

by click on the button to the right

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Feeling sluggish or down lately?

it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started.

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Sav-Rx Mail Order Pharmacy

Benefits

  • Cost-effective option for long-term maintenance & specialty medications

  • All orders shipped directly to your door for no additional charge

How It Works

  • Send in prescription

  • Pay at time of order

  • Orders shipped to you

  • Convenient refills by phone, the Sav-Rx website, or the Sav-Rx App

How to Send in Prescriptions (3 Options)

  1. Ask your doctor to send the prescription electronically to Sav-Rx in Fremont, NE

  2. Ask you doctor to fax Sav-Rx the prescription at 402-753-2890

  3. Call Sav-Rx with your prescription drug name and your physician's contact information and Sav-Rx will do the rest!

Florida Blue

Florida Blue Blog

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Better You Newsletter

Map Your Personal Path to Health

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The Importance of seeing your dentist

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Daily Pills
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Accesible via Mobile Devices

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You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number)

 

You will then receive a text message reply with a link you can click on to open your digital education kit.

 

*Standard text messaging rates apply based on your plan and your carrier. 

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For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge.

Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association 

Copyright 2021 Florida Blue; All rights reserved

Helpful Healthcare Links

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For More Information

We are here to help!

Should you have any questions regarding your health benefits or eligibility, give us a call at (754) 777-7735

MCASF Local 725 Health & Welfare Fund

Summary of Material Modifications

#1 ~ Cellular & Gene Therapy Exclusion, Effective January 2, 2024

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#2 ~ Calendar Year Maximum Out of Pocket Expense Change, Effective January 1, 2024

as required by Section 104(b) of ERISA

Changes To The Health Plan ~ Effective May 1st

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Where should I go when I need care?

COBRA PAYMENTS

ARE  YOU CURRENTLY ON COBRA

CONTINUING COVERAGE?

 

You can now make your monthly premium payment online with your PayPal account 

MCASF Local 725 Health Fund

NOW ACCEPTS COBRA &

SELF-PAYMENTS THRU PayPal

 

Remit your monthly premium payment by clicking

the button below.

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Transparency in Coverage

Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.

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The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:

  • In-network negotiated rates for covered items and services

  • Out-of-Network allowed amount and billed charges for covered items and services

 

As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.

(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​

 

You can access these read-able files & documents  by clicking below

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