Your Health Care Benefits
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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.
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About the Health Fund
The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.
The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.
Changes To The Health Plan ~ Effective May 1st
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Monthly Newsletter
The Science of Happiness:
Whether you see the glass half full or half empty, there is information based on neuroscience and positive psychology that provides insight into the necessary steps for you to become a happier person!
Monthly Video
The Science of Happiness:
Check out this brief video to discover how intregrating simple strategies can boost your well-being and lead us towards happiness!
Life Advisor Well-Being Webinar
![](https://static.wixstatic.com/media/70f118_8549610acfbe4969ae4d29f16981e835~mv2.jpg/v1/fill/w_75,h_24,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/70f118_8549610acfbe4969ae4d29f16981e835~mv2.jpg)
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Your Prescriptions Are Now Being Handled By
Sav-Rx
Effective May 1st, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.
Watch this area for more helpful information regarding drug coverage through the Health Fund.
Loss of Time Benefit (Short-Term Disability)
from the MCASF Local 725 Health Fund
![Leg Injury](https://static.wixstatic.com/media/11062b_d75076444824430a818741565ee5d57f~mv2.jpeg/v1/fill/w_122,h_82,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/Leg%20Injury.jpeg)
Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.
Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician.
For a Loss of Time benefit , you will receive a benefit based on your job classification.
General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week
R2 & Apprentice 5th Year ~ $ 360.00 per week
R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week
Read more about the Loss of Time Benefit here
Applications are available on the Document tab
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Feeling sluggish or down lately?
it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started.
Florida Blue
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Locations in South Florida
You may be able to save money on your prescription with GoodRX has they may be able to find you a lower price than your insurance co-payment but please be aware that scripts filled utilizing GoodRX do not go toward your out-of-pocket maximums.
![Florida Blue_edited.png](https://static.wixstatic.com/media/70f118_572b8f971d7145b180ca12010e809f7c~mv2.png/v1/fill/w_108,h_12,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/Florida%20Blue_edited.png)
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Accesible via Mobile Devices
You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number)
You will then receive a text message reply with a link you can click on to open your digital education kit.
*Standard text messaging rates apply based on your plan and your carrier.
![elearning phone.png](https://static.wixstatic.com/media/70f118_c40e48a4e71c4853a6d019237b6f8ec9~mv2.png/v1/fill/w_177,h_324,al_c,q_85,blur_3,enc_auto/elearning%20phone.png)
For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge.
Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association
Copyright 2021 Florida Blue; All rights reserved
![Better You Strides Personal Health Assessment Flyer.jpg](https://static.wixstatic.com/media/70f118_50918777561b4502a75e9987af4fde6a~mv2.jpg/v1/fill/w_53,h_66,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/Better%20You%20Strides%20Personal%20Health%20Assessment%20Flyer.jpg)
Map Your Personal Path To Health
Welcome to Better You Strides, an online wellness program that uses your needs, goals and interest to build your custom-made plan to better health. Brought To You By:
![Florida Blue_edited.png](https://static.wixstatic.com/media/70f118_572b8f971d7145b180ca12010e809f7c~mv2.png/v1/fill/w_52,h_6,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/Florida%20Blue_edited.png)
Better You Strides creates a Personal Health Journey for you - a custom-made plan with recommended actions to reach your health goals. Activities cover healthy eating, tips to move more and ways to feel happier.
Take Charge of Your Health!
Ready to get started to a better, healthier you? Complete your Better You Strides Personal Health Assessment (PHA) and receive a customized health and wellness plan that sets the stage for your wellness journey.
![Better You Strides Personal Health Asses](https://static.wixstatic.com/media/70f118_6bec3cbfbb324b18a4bf377d88558a76~mv2.png/v1/fill/w_51,h_63,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/Better%20You%20Strides%20Personal%20Health%20Asses.png)
Helpful Healthcare Links
![Florida Blue](https://static.wixstatic.com/media/70f118_f5aee8598dca44abb2d75bb64e69df1d~mv2.jpg/v1/fill/w_56,h_56,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/70f118_f5aee8598dca44abb2d75bb64e69df1d~mv2.jpg)
Your Link to Florida Blue
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Your link to Florida Blue Dental
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Your Link to Sav-Rx Prescription Services
![Medicare](https://static.wixstatic.com/media/70f118_9e96920dd90d45aba79bf47fc7f3a085~mv2.jpg/v1/fill/w_147,h_83,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/70f118_9e96920dd90d45aba79bf47fc7f3a085~mv2.jpg)
Your Link to Medicare
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Your link to the Center for Disease Control
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Your link to the Florida Department of Health
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Your link to the Department of Health & Human Services
![Ulliance](https://static.wixstatic.com/media/70f118_8549610acfbe4969ae4d29f16981e835~mv2.jpg/v1/fill/w_75,h_24,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/70f118_8549610acfbe4969ae4d29f16981e835~mv2.jpg)
Your link to Ulliance Life Advisor Member Assistance
![Suicide & Crisis Lifeline](https://static.wixstatic.com/media/70f118_e9ff4588a4c046ea9d6ffe188f07f359~mv2.jpg/v1/fill/w_59,h_59,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/70f118_e9ff4588a4c046ea9d6ffe188f07f359~mv2.jpg)
Your link to the National Suicide & Crisis Lifeline
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Your health matters.
Don't miss this important screening reminder.
Getting your Pap smear may help save your life.
You may be due for an important routine screening. Completing your routine Pap smear at least every 3 years (or HPV test every 3 years) is one of the best things you can do to help prevent cervical cancer.
Also, regular screenings allow you to detect abnormalities early and reduce your chances of developing cervical cancer.
Call your primary care doctor or OB-GYN today to schedule your Pap smear or HPV test.
Find answers about cervical cancer and screening options, visit www.floridablue.com/answers/managing-your-health/cervical-cancer-screening.
![Image by Christina Deravedisian](https://static.wixstatic.com/media/nsplsh_1242dfefe8ce4c719dc4616648733dc1~mv2.jpg/v1/fill/w_76,h_115,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/nsplsh_1242dfefe8ce4c719dc4616648733dc1~mv2.jpg)
COBRA PAYMENTS
ARE YOU CURRENTLY ON COBRA
CONTINUING COVERAGE?
You can now make your monthly premium payment online with your PayPal account
MCASF Local 725 Health Fund
NOW ACCEPTS COBRA &
SELF-PAYMENTS THRU PayPal
Remit your monthly premium payment by clicking
the button below.
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Transparency in Coverage
Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.
The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-Network allowed amount and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.
(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)
You can access these read-able files & documents by clicking below:
![Florida Blue_edited_edited.png](https://static.wixstatic.com/media/70f118_0ca2c4fcc795422f8ce804971168b0a8~mv2.png/v1/fill/w_79,h_9,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/Florida%20Blue_edited_edited.png)